Bill commenced his banking and finance career with the ANZ Bank in 1974 at Sandgate and was transferred to several regional and western locations in Central Qld including a number of the mining towns in the Bowen Basin of Central Qld. Valuable experience was gained in the mining towns of Moranbah and Dysart in the mid 1970’s and 1980’s and he had a unique opportunity to serve in these locations at a time when the industry was quite young and these towns were being constructed. Bill also had exposure to the rural industry with a 3 year stint in Clermont CQ from 1979 to late 1981.

In 1990 Bill moved to Mackay to take up his first managerial position and from 1990 to 1994 held the position of Relationship Manager. “During my time with ANZ Bank I obtained experience in all areas of lending particularly chattel finance with Esanda, property development and commercial lending in my role in Mackay”.

In April 1994 Bill made the decision to leave ANZ and took up a position with Pioneer Permanent Building Society in Mackay commencing May 1994. Pioneer is a local Mackay based building society and at that time were seeking managerial staff with commercial and rural banking experience as the building society industry was undergoing considerable change. “From 1994 to 2003 I was responsible for the Society’s business development, network development and overall lending operations. During this period Pioneer expanded its network of branches and agencies into Far North QLD, Western QLD and south to the Sunshine Coast from a previous base predominantly centred in Mackay and Central QLD.”

In early 2003 Bill took up a position with BOQ as business banking manager at Mackay. This was a newly created position and he was required to build a lending portfolio of business banking clients from scratch. This was a challenging and rewarding role however following discussions with a couple of existing Crediflex partners in early 2005 the seed was planted and Bill decided to leave BOQ and accept a Crediflex partnership in October 2005.

Bill is an Associate of the Financial Services Institute of Australiasia (AKA Australasian Institute of Banking and Finance) and a Commissioner of Declarations.